How to Check PF Balance Check with UAN number

EPF Balance Check: The Employees Provident Fund Organization (EPFO) is an organization to assist the Central Board of Trustees, a statutory body constituted by the Employees Provident Fund and Miscellaneous Provisions Act, 1952 and under the administrative control of the Ministry. Labor and Employment, Government of India.
EPFO assists the Central Board in mandating Contributory Provident Fund(PF) Scheme, Pension Scheme and Insurance Scheme for the workforce engaged in the organized sector in India. It is also the nodal agency for implementing bilateral social security agreements with other countries on a reciprocal basis. The scheme includes Indian workers as well as international workers (countries with which bilateral agreements have been signed. So far 19 social security agreements are in operation).

What is the Provident Fund (PF)?

As a mandatory, government-managed retirement savings scheme, Provident Fund (PF) enables employees to contribute a portion of their savings towards their pension fund each month. Over time, this amount accrues and can be accessed as a lump sum, at the end of their employment or at retirement. Provident fund money is a large amount that helps you to develop your retirement fund.
While provident funds are low-risk investment avenues that can help your money grow smoothly, it is important to invest PF funds in high-risk investments that enable you to pursue your fund. Bajaj Finance Fixed Deposit is a preferred investment avenue to separate your funds, multiply them.
There are mainly three different types of PFs, which include the following:
  • The General Provident Fund is a type of PF that is maintained by government bodies including local bodies, railways and other such bodies. Thus, these types of PFs are mainly defined by government bodies.
  • A recognized provident fund is one that applies to all privately owned organizations that have more than 20 employees. In addition, you will be given a UAN or Universal Account Number, making a correct claim for the PF associated with your organization. Whenever you move from one business to another, you can transfer your PF funds from one employer to another.
  • Public provident funds are defined by the voluntary nature of investment on behalf of the employee. PPF has a minimum deposit of INR and a maximum of Rs. 1.5 lakhs. This PF also comes with a pre-determined maturity period of 15 years, after which any withdrawal can be made from the account.

How to check PPF Balance?

Employees working in an organization can easily know their provident fund balance, without waiting for the employer to share the annual PF details at the end of the year. Here is a look at various ways in which you can see your PF balance:

Use these methods to check your EPF balance: 

  • Using EPFO Portal
  • Sending an SMS
  • By giving a Missed Call
  • By using the EPFO app
  • By using the Umang App

Using EPFO Portal

To check EPF balance, make sure that the employer has activated your Universal Account Number (UAN).
The Universal Account Number or UAN is unique for all employees enrolled under the EPF scheme. A UAN number is allotted by the Employees Provident Fund Organization (EPFO). All employees must have only one UAN during their working life, no matter how many companies they change.
Points to Remember :
There are few points that members should keep in mind about the EPF balance check by visiting the website –
  • Only those members who have activated their UAN and have registered on the UAN Member Portal can check their PF balance through this method.
  • The facility of viewing passbook will be available after 6 hours of registering on the UAN Member Portal.
  • If you have made some changes on the UAN Portal, the same will reflect on the website after 6 hours.
  • The passbook will show the latest entries that have been reconciled by the EPFO Field Offices.
  • Exempted Establishments Members, Settled Members and members of inoperative accounts will not be able to view their passbook on the EPFO website. If you have stopped contributing to your EPF account for more than 3 years, your account will become inoperative

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